Friday, October 22, 2021 / by Sushma Khinvasara
Photo by Designecologist from Pexels
Go Serve Big: The Lifetime Customer System
What is it that separates some from others in athletics or education or business or the arts, or in any endeavor? It is their drive to do more than is expected or required.
One of our company's core values is Second Mile Service.When focusing on the second mile, we can't forget there are two miles in play here.
So, before I show you what is in it for you in the second mile, lets document the first mile.
The first mile is simply what is required of us. Yes, we are here to help people buy and sell the place they call home, but there is much more going on than just a real estate transaction. There is LIFESTYLE CHANGE being pursued.
Our Lifetime Customer System starts when we first enter into a client relationship and seek to gain an understanding of what the FIRST MILE is. For example, the first page of our Exclusive VIP Seller Agreement, we ask the Seller these 3 questions (you may rememberr ...
Tuesday, October 5, 2021 / by Sushma Khinvasara
Photo by Marko Klaric from Pexels
Go Ahead Give Yourself a Real Treat This Month
The month of October is a spectacular time of the year with full transition into the fall season. However, it's not just the fall season that most people look forward to, but it's also the Thanksgiving long weekend and Halloween that kids and adults get excited about.
The Thanksgiving long weekend should be spent with your friends and family who remind you of how appreciative you are to have them. For me, I am grateful that I can assist so many aspiring and seasoned home buyers and sellers.
According to the USA Today, adults spend more on themselves to celebrate Halloween than any other day during the year. I get that. Especially if they want to hang out with the kids to go trick or treating, or to a Halloween party of some kind.
For many homeowners and home buyers though, they are truly scared. Scared to death of how in the world are they going to get out of their house and into their next ...
Tuesday, September 7, 2021 / by Sushma Khinvasara
Photo by Kindel Media from Pexels
Are you a first-time home buyer looking to buy in Canada but have no idea what you're doing? Well, there are 5 things first-time home buyers absolutely need to know before buying a home in Canada; You need to have a down payment, must have a mortgage pre-approval, know about programs that help first-time home buyers, know your criteria and the process.
Prepare down payment
In Canada, there are designated percentages in relation to the purchase price for the down payment. If the house is $500,000 or less, you must have a down payment of 5%, if the house is between $500,000 and $999,999, 5% for $500,000 and 10% if the amount exceeds, and if the house $1,000,000 or more, there must be a 20% down payment. However, these percentages are just the minimums because the bigger the down payment, the better chance you have at getting your dream home.
Secure a pre-approved mortgage
Next, you need to have a pre-approved mortgage. For this, you will need ...
Monday, September 6, 2021 / by Sushma Khinvasara
Although having observed a cooling down of sales since the 2nd quarter of this year, Toronto home prices and demand continue to go up while supplies plummeted. The Toronto Regional Real Estate Board (TRREB) reports that there was a 20% drop in sales from a year ago and a staggering decrease of 43% in supplies. Yet, average home prices continue to go up by 12.6% at $1,070,911.
Low sales just usual trend in August
It is not unusual to have a drop in sales by August, which is a break from the spring and summer housing market activities as people begin to prepare for the fall. What makes this year's August sale distinguished is that it is being compared to last year's performance when buyers surprisingly broke tradition with record high sales.
Market conditions remain tight
Competition between buyers remain tight, only to be expected as home supplies continue to drop and unable to meet demands from buyers. This month's new listings are at its lowest level for the past decade and is ...
Monday, August 30, 2021 / by Sushma Khinvasara
Are you looking to buy a property in Canada as a foreign buyer? Here are four things you should know before starting your home-buying process.
First, you need to know the current rules regarding what a foreigner can or cannot buy, the restrictions and the calculations.
There are no restrictions on what properties a foreign buyer can purchase and the rules are similar to those for a Canadian resident. That means you can buy anything from a vineyard to a luxury home! The thing that matters the most is location as some areas do require a non-resident to pay extra charges such as the Greater Toronto Area. The GTA and other Golden horseshoe cities require a non-Resident Speculation Tax which makes the foreign buyer pay an additional tax of 15% of the property value. However, you could apply for a rebate if you choose to live or work in the region in the future.
Next, you need to look at getting a down-payment.
Banks require foreign buyers to pay larger down-payments than residm ...